CAP & Food Bank
CAP York East Debt Centre
Christians Against Poverty is a national debt counselling charity with a network of debt centres based in local churches. CAP offers hope and a solution to people in debt through its top quality, in-depth service.
York Community Church has partnered with CAP to offer debt counselling in our community. The service we offer is completely free.
Call 0800 328 0006 to book an appointment with York East Debt Centre.
Visit www.capdebthelp.org to find out more about our services.
1. Home Visit
After you call CAP, a Debt Coach and Support Worker from the local CAP Debt Centre will visit you in your own home. They will explain CAP’s service, show you a DVD and advise exactly what paperwork they require.
2. Fact Find
The second visit is where we collect your paperwork and bills, so that they can be posted/uploaded to Head Office. We also complete and submit an online form. This is where you can start to relax in the knowledge that CAP will be creating a route out of debt for you, ready for the final visit.
3. An Effective Budget
Our trained debt counsellors at Head Office will work out a realistic budget that prioritises your essential bills. Your local Debt Coach will then visit you again to explain the budget, any options or choices you may have in terms of working your way out of debt, and what payments you need to make. Our CAP HQ team will then negotiate affordable payments with each creditor and stop interest and charges where possible.
4. CAP Plan
If you choose to work with us, a CAP Plan is set up for you. This allows some money to be saved for future or current needs, and some to be paid direct to your creditors. You will need to make one monthly payment into your CAP Plan to cover the savings and creditor payments. CAP will then distribute this to your creditors on your behalf.
5. Continuous Support
After your Budget visit, if you decide to work with us, we will contact all of your creditors. Your Debt Coach will introduce you to a team at Head Office who will support you on your journey towards becoming debt free. Our Head Office team of trained counsellors have experience in tackling even the most difficult cases. They’ll be able to advise you on the best way to deal with your debt problems and manage the case for you.
6. Debt Free
We see over 2500 of our clients go debt free each year. Working with us will help you become one of them! it might be a difficult journey at times but we’ll be there to encourage and advise you every step of the way.
We don’t think anyone in our community should have to face going hungry. That’s why we provide three days’ nutritionally balanced emergency food and support to local people who are referred to us in crisis. We are part of a nationwide network of foodbanks, supported by The Trussell Trust, working to combat poverty and hunger across the UK.
In York there are a number of Foodbank locations supported by local churches. York Community Church hosts a Foodbank every Friday morning from 10.30am-12.30pm at Cornerstone (previously St George’s Methodist Church), Millfield Lane, York YO10 3AP.
For details about the Foodbank and how you can be helped to access this support visit the York Foodbank website: https://york.foodbank.org.uk.