CAP

cap-primary-logo_greenYork East Debt Centre

Christians Against Poverty is a national debt counselling charity with a network of debt centres based in local churches. CAP offers hope and a solution to people in debt through its top quality, in-depth service.

York Community Church has partnered with CAP to offer debt counselling in our community. The service we offer is completely free.

Call 0800 328 0006 to book an appointment with York East Debt Centre.

Visit www.capdebthelp.org to find out more about our services.


How CAP’s service works

1. Home visit

After you call CAP, a Debt Coach and Support Worker from the local CAP Debt Centre will visit you in your own home.

2. An effective budget

Our trained debt counsellors will work out a realistic budget that prioritises your essential bills. Your local Debt Coach will then visit you again to explain the budget, any options or choices you may have in terms of working your way out of debt, and what payments you need to make. Our CAP HQ team will then negotiate affordable payments with each creditor and stop unfair interest and charges where possible.

3. CAP Account

 If you choose to work with us, a CAP Account is set up for you. This acts like a simple bank account and can be used to pay your regular bills and debts. You will need to make one weekly or monthly payment into your account to cover all of your bills and debts. CAP will then distribute this to your creditors on your behalf. You can also make savings in your CAP Account.

4. Severe debt

If you are in severe debt then we can walk you through insolvency options, such as petitioning for bankruptcy. We can help you to fill out the forms and even attend court with you.

5. Debt free

You will use your CAP Account to pay your bills and debt repayments and you will be supported by CAP until you are debt free.



cap-money-course-logo_greenWhether we like it or not, money affects almost every aspect of our lives. Regardless of how much or little money we have, all of us can struggle to manage it and have the right attitude towards it.

Being in control of your money is a very simple process – everyone can learn to manage their money. It’s about taking hold of the basic principles and then making sensible decisions.

Over the three weeks, you will learn:

1. How to build and live on a budget. This is the cornerstone of managing your money well.

2. The CAP Money system, which will help to simplify your money and make it understandable.

3. How to live from week to week using cash.

By applying these three principles, you will learn how to manage your money and live your life!  


Course Details
for details of our next course contact Carol in the office on 01904 424188 (9am-1pm Mon-Fri) or by email office@yorkcommunitychurch.co.uk